Not necessarily. Not all insurance plans have pre-existing condition exclusions. The HIV AIDS Prevention and Control Act continues to elaborate further on this. It states that a re-insurer, insurer or health maintenance organization, shall, in the case of life and healthcare service insurance cover, devise a reasonable limit of cover for which a proposer shall not be required to disclose his or her HIV status.
I currently have insurance through work. If I get a new job with new insurance, won’t that new policy refuse to pay for my pre-existing condition?
Bookmark the permalink.